Joseph L. Breeden Ph.D., Chief Operating Officer of Strategic Analytics, leads the design of advanced analytic solutions including the invention of Dual-time Dynamics that comprise the firm's market offerings for forecasting, stress testing, and economic capital modeling for retail portfolios. He has published papers and given lectures on retail lending analytics and economic capital around the world. In April, 2010 his book Reinventing Retail Lending Analytics was published by Riskbooks. Strategic Analytics, of which Dr. Breeden was a founder, has successfully grown to become an industry power and its software and services are used to analyze over $2 trillion in credit cards, auto, home equity, mortgage and other consumer credit portfolios.
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