Mercedes Tunstall is a partner in the law firm�s Public Policy practice and is located in the�Washington, DC office. Ms. Tunstall counsels clients on compliance with consumer financial�services laws, including unfair, deceptive, and abusive acts or practices, as well as the�investigations, rulemakings, and proceedings of the Consumer Financial Protection Bureau�and the Federal Trade Commission. Her practice covers a range of consumer products,�including deposits, credit cards, reverse mortgages, prepaid cards and electronic fundtransfers.Ms. Tunstall has substantial experience working with clients to develop new financial�products and services, including mobile wallets, virtual currencies, and prepaid cards. These�engagements typically include negotiating agreements with technology vendors, reviewing�technical designs, privacy and data security concerns.She also works with clients from a spectrum of industries on mobile and other e-commerce�initiatives, privacy and cybersecurity issues, and the use of social networking sites for�marketing, customer service, and crowdsourcing purposes. She has testified on virtual�currencies before two subcommittees of the U.S. Senate Committee on Banking, Housing�and Urban Affairs.Prior to joining Pillsbury, Ms. Tunstall was a partner and practice leader of Ballard Spahr�s�Privacy and Data Security Group. Before joining Ballard Spahr, Ms. Tunstall was lead�counsel for Global Marketing and Deposits at Ally Financial. She also worked in-house for�Bank of America, where she managed all legal aspects of e-commerce, and at HSBC, where�she managed consumer financial services litigation.Ms. Tunstall was a Staff Attorney at the Federal Trade Commission, where she investigated�and litigated the Commission�s first Internet hijacking case, among other Internet fraud�matters.
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