Updated Tuesday, April 21, 2015 as of 1:03 AM ET
Kitces: Bond Ladder vs. Immediate Annuity
For clients who want retirement income with minimal equity risk, advisors should recognize the 'mortality credit' advantage that the pooled funds in an immediate annuity can offer.
More in Investment Products
Fidelity and Vanguard have almost the same investment portfolios in their target-date funds, but lower expenses give Vanguard's investors a higher return.; Plus, clients should try a retirement dress rehearsal before the big day. more »
Federal authorities for the first time have directly included rollovers and IRAs in their latest fiduciary standard proposal, and that could have a huge impact on firms in a fast-growing and profitable segment of the retirement savings industry. more »
The challenge for traditional firms like Wells Fargo Advisors, says its new digital head, is taking the reputation it has built through one-on-one client relationships over years and translating that for a digital age. more »
This type of insurance will not cover a policy holder's expenses for the first 180 days of care, a major concern for those without substantial savings; Plus, how to make the most from a Roth IRA. more »
The world's largest bond fund has cut back on U.S. securities as yields are expected to rise this year. more »
Funds focusing specifically on dividend payers offer narrower exposure than typical equity-income or growth-and-income funds. more »
More Democratic lawmakers are pushing for a measure that would increase Social Security benefits and raise payroll taxes to address the program's financial woes; Plus, how retirees can reduce their RMDs with a Roth conversion. more »
No matter how strong their operating earnings, companies can't pay dividends without this. more »
Some advisors are hesitant to recommend a conversion for high-net-worth clients since President Obama supports changes to key features of Roth IRAs; Plus, can Social Security benefits increase after age 66? more »
Despite fears of rising interest rates, long-term Treasury bonds are worth considering. more »
Clients should use the first-in, first-out strategy when selling stocks or funds in their portfolio to avoid hefty penalties; Plus, why middle class households are saving more than the rich. more »
Floating rate funds offer solid income, but can be extremely volatile. more »
Growth and value funds both have generated profits for the past years, but which is higher? Take a look at the five top-performing funds in each broad category. more »
The April Issue is now online!


Industry Events

April 22, 2015 | Plantsville, Conn.

April 26, 2015 |

June 18, 2015 | New York Hilton Midtown, New York, NY

June 24, 2015 | Chicago, IL

November 3, 2015 | The Broadmoor Hotel in Colorado Springs, Colorado

Already a subscriber? Log in here