Updated Friday, November 28, 2014 as of 6:01 AM ET
Special Needs Clients? Understand These Rules
"If you think you have no special needs clients, you probably are not asking the right questions,” says Mike Walther.
More in Retirement Planning
The share of families with an individual account retirement plan such as an IRA or 401(k) is decreasing, but the assets in those plans are increasing, according to a new study. more »
Clients with both pre- and after-tax money in their employer plans can allocate distribution to separate retirement accounts. more »
The IRS is being urged to bolster its enforcement efforts on multimillion-dollar IRAs in a new government report that also encourages Congress to provide more direction. more »
FINRA arbitration panel sides with a former Commonwealth Financial Network client who claims he lost his retirement savings due to bad retirement planning advice. more »
The IRS has issued guidance clarifying the impact that a 2014 rollover of an individual retirement arrangement has on the one-per-year limit imposed by the Tax Code on tax-free rollovers between IRAs. more »
Advisor-focused legislation may be a long-shot, but Republican majorities in both chambers could result in more scrutiny for agencies mulling fiduciary rules. more »
The changing nature of retirement for clients is an opportunity for firms. "They’re still going to need advice, but the advice is going to take on a different form," says Merrill Lynch's John Thiel. "It is moving from investment advice to life advice." more »
Millennials are becoming more proactive about retirement planning, according to the semiannual 401(k) Wellness Scorecard report from Bank of America. more »
Older middle-class Americans in their 50s are more likely to lack confidence in their retirement preparedness, with almost half fearing they haven't saved enough. more »
The proposed regulations address the tax treatment of distributions from designated Roth IRA accounts under tax-favored retirement plans. more »
The U.S. Supreme Court will consider giving 401(k) participants more power to sue their plans over investments that impose excessive fees, accepting an appeal tied to a wave of suits against employers. more »
Charles Schwab removed Pimco from its target-date retirement funds after the departure of Bill Gross. more »
Investors should beware when the Tax Code says one thing about real estate in an IRA, but the IRA custodian says another. more »
The November Issue is now online!


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