Updated Wednesday, January 28, 2015 as of 5:11 PM ET
SEC Examiners to Focus on Retirement Planning Issues
In laying out exam priorities for 2015, regulators cite mounting complexity of products and services in the retirement space.
More in Retirement Planning
A new book says the looming crisis is the result of lawmakers' inaction as well as people's poor saving behavior and decisions. more »
Too many advisors and clients continue to view Social Security as a separate part of their retirement portfolios. more »
A comparison of 'decision rules' with rebalancing suggests that advisors may not be giving one simple strategy the credit it deserves. more »
If your client is retiring due to boredom on the job or because it just feels like the right time, they may not be prepared; Plus, clients have two options in claiming lump-sum payments from Social Security. more »
The ideal investing approach should control downside risk while also achieving a reasonable rate of growth. Here are a few suggestions. more »
"If you think you have no special needs clients, you probably are not asking the right questions,” says Mike Walther. more »
The share of families with an individual account retirement plan such as an IRA or 401(k) is decreasing, but the assets in those plans are increasing, according to a new study. more »
Clients with both pre- and after-tax money in their employer plans can allocate distribution to separate retirement accounts. more »
The IRS is being urged to bolster its enforcement efforts on multimillion-dollar IRAs in a new government report that also encourages Congress to provide more direction. more »
FINRA arbitration panel sides with a former Commonwealth Financial Network client who claims he lost his retirement savings due to bad retirement planning advice. more »
The IRS has issued guidance clarifying the impact that a 2014 rollover of an individual retirement arrangement has on the one-per-year limit imposed by the Tax Code on tax-free rollovers between IRAs. more »
Advisor-focused legislation may be a long-shot, but Republican majorities in both chambers could result in more scrutiny for agencies mulling fiduciary rules. more »
The changing nature of retirement for clients is an opportunity for firms. "They’re still going to need advice, but the advice is going to take on a different form," says Merrill Lynch's John Thiel. "It is moving from investment advice to life advice." more »
The January Issue is now online!


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