Our daily roundup of retirement news your clients may be thinking about.

Here’s a good reason not to fund your 401(k)

Clients may consider reducing the amount they set aside in their 401(k) plans and invest the money in real estate, writes Eric Roberge, a certified financial planner and founder of Beyond Your Hammock. Rental earnings from real estate investment can be a steady income stream in retirement, an alternative to principal sources such as 401(k) plans, Social Security, and pension, Roberge says. –Time Money

Retirement: How women can generate income for life

Women who are concerned that their savings aren't enough to cover their needs in retirement are advised to look for possible strategies that will secure a steady income stream, according to Donna Phelan, who wrote the book "Women, Money & Prosperity: A Sister's Perspective on How to Retire Well." Pensions, Social Security, and retirement plans are among the possible sources of retirement income. Read more tips for women who want to ensure they will continue to receive income in retirement. –USA Today

Finding communities that connect and nurture the like-minded

A number of assisted-living and nursing care facilities across the country are creating communities for retirees with the same passions and interests, according to this article on The New York Times. Entrance fees at these communities can be costly, so retirees who intend to move to these facilities to know the details so they can plan the financing, experts say. "It is important to do one’s homework, or have a lawyer, financial adviser or accountant work with you,” says Maria B. Dwight, chief executive of Gerontological Services. –The New York Times

4 critical things to know about your 2015 IRA contribution limits

The IRA contribution limit in 2015 will remain  the same at $5,500, except for people aged 50 and above, who can contribute as much as $6,500 to their IRAs next year, according to an article on The Motley Fool. However, IRA investors need to meet specific modified adjusted gross income requirements to determine whether they are allowed to make the maximum contribution. Clients who reach 70 1/2 will no longer be allowed to contribute to their traditional IRAs, while the limit can have an impact on their taxes. –The Motley Fool

Social Security Q&A: Are exes notified about benefits claimed on their records?

If a divorcee files for a spousal benefit on her former husband's record, the ex-spouse will not be notified, but he can obtain the information if he asks for it, according to this article on Forbes. However, the ex-husband must be at least 62 years old so she can claim divorced spousal benefits. -Forbes

Read more: