Our daily roundup of retirement news your clients may be thinking about.

3 ‘sell’ strategies to protect retirement savings
Clients are advised to include "sell" strategies as part of their approach to retirement investing, as the buy-and-hold tactic is inadequate, according to MarketWatch. The buy, hold and sell strategy should not be prompted by a market-related panic, as it works best if investors have already decided the time they want to leave the market. Read about three strategies that investors can use when selling assets. --MarketWatch

Social Security: Can my benefits be seized by collectors?
New laws disallow creditors to seize Social Security and other federal benefits of people who are in debt, according to Motley Fool. Banks can no longer automatically freeze an account to comply with a garnishment order. They first must examine the account to determine how much of the deposits come from a federal benefit. Customers are advised to use direct deposit for federal benefits, and to use a Direct Express Card. Clients also must know that the rules do not exempt these benefits from garnishment to pay for child support or taxes. --Motley Fool

The 3 key numbers to know for a successful retirement
A successful retirement plan relies on numbers, so it's important that clients know these figures, according to CNN Money. One of these numbers is the percent of pre-retirement income that clients will need to support their standard of living during their golden years. The two other important retirement figures that clients need to determine are the amount of savings to obtain the replacement rate, and the yearly withdrawal rate that will ensure their nest eggs will outlast them.  --CNN Money

Retirement regrets: Costly mistakes to avoid
One of the costly mistakes that retirees make with their nest eggs is the decision to rely on pension for retirement income, according to Yahoo Finance. Many retirees also maintain too many retirement accounts with different institutions, which can be overwhelming. It is also a mistake for retirees to borrow from their 401(k) and other retirement savings, without accompanying revisions to their financial plans. --Yahoo Finance

Retirement: 5 things you're doing wrong
Failure to set a date for retirement is one of the mistakes that clients do when preparing for their golden years, according to Forbes. Many clients also fail to have targets for their nest eggs and neglect determining the costs they will face in retirement. Investors also commit the mistake of holding a confusing portfolio, as well as unknowingly putting their investments at risk.  --Forbes

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