WASHINGTON — It was another busy — and costly — night for regulators in the Southeast.

Of the nation's six failures Friday — bringing the year's total to 157 — three were in Georgia and one was in Florida, continuing the onslaught the two states have suffered in the crisis.

The night's activity brought an estimated price tag of $267 million to the Federal Deposit Insurance Corp. Among the closed institutions were the $448 million-asset The Bank of Miami in Coral Gables, Fla.; the $244 million-asset Chestatee State Bank in Dawsonville, Ga.; the $242 million-asset United Americas Bank in Atlanta; the $192 million-asset First Southern Bank in Batesville, Ark.; the $68 million-asset Appalachian Community Bank FSB in McCaysville, Ga.; and the $32 million-asset Community National Bank in Lino Lakes, Minn.

With the three Georgia failures, 21 banks have been closed in the state this year.

State Bank and Trust Co. in Macon, Ga., agreed to take over United Americas, assuming all of its $194 million in deposits and acquiring essentially all of its assets. A loss-sharing agreement between the FDIC and the acquirer will apply to $196 million of those assets. The failure was estimated to cost about $76 million.

Chestatee's operations were sold to Bank of the Ozarks in Little Rock. The buyer agreed to take all $240 million in deposits and essentially all of the failed bank's assets. The FDIC will share losses with the acquirer on $195 million of those assets. The failure's cost was estimated at $75 million.

Peoples Bank of East Tennessee in Madisonville agreed to assume roughly all of Appalachian's $76 million in deposits, and also acquire about $67 million of the failed bank's assets. Peoples will share losses with the FDIC on about $46 million of those assets. The FDIC estimated the failure's cost to be $26 million.

Meanwhile, the failure of The Bank of Miami was Florida's 29th this year. 1st United Bank in Boca Raton, Fla., agreed to assume roughly all the failed bank's $374 million in deposits. The acquirer will also purchase about $442 million of the failed bank's assets, and share losses with the FDIC on about $313 million of those assets. The failure was estimated to cost $64 million.

Southern Bank in Poplar Bluff, Mo., agreed to assume all of First Southern's $156 million in deposits and will acquire about $153 million of its assets. The failure was estimated to cost about $23 million.

Community National's $29 million in deposits will go to Farmers & Merchants Savings Bank in Manchester, Iowa. The buyer will also acquire essentially all of its assets. The failure was estimated to cost just under $4 million.