Our daily roundup of retirement news your clients may be thinking about.

Goodbye, traditional retirement
New laws and regulations that will have an impact on retirement savings are likely to come out this year, as the federal government faces population aging due to rising longevity, and public pension woes, according to experts. Also, the government has yet to issue additional guidance on the use of qualified longevity annuity contracts and deferred income annuities within 401(k) plans. More aged workers are opting to defer retirement and continue working as life expectancy gets longer, a trend that can result in more problems for the government and retirement system.  --MarketWatch

7 ways to jump-start your retirement savings in 2015
If retirement savers want a more feasible New Year's resolution to enhance their nest eggs, they need to have a specific plan besides just raising their savings rate, according to an article in U.S. News & World Report. Namely, they should opt to automate their retirement plan contributions. They also should take advantage of employer matching contributions to their 401(k) plans and retirement saving tax deductions. Cost-cutting and saving a portion or all of their salary increases, bonuses, tax refunds and other cash windfalls are other ways to enhance their retirement savings.  --Yahoo Finance

The best place to retire? What kind of life do you want?
As pre-retirees have a lot of factors to consider when looking for a place to retire, a new interactive map has been developed to help them make the right decision, according to this article from Reuters. Florida can be a good choice for clients who want reasonably priced properties and lower real estate taxes, but other towns and cities are better options if they have other qualities in mind.  --DailyFinance

Do-it-yourself retirement plans
There are three retirement-savings options for self-employed and small-business owners, according to an article on Kiplinger. Sole proprietors may choose the Solo 401(k) plan if they intend to max out tax-deferred contributions, while a Simplified Employee Pension is recommended to business owners who have higher income and opt for an uncomplicated low-fee plan. Those who have received income from consulting or freelance work may consider opening a SIMPLE IRA, which has a lower actual dollar limits compared with other plans.  --Kiplinger

3 ways to retire early
In this article on Motley Fool, several experts share tips on how people can achieve their goal of an early retirement. A proven strategy that will enable clients to retire early is to start building their nest egg while they're still young, says Leo Sun, an analyst with Motley Fool. Workers should also take advantage of 401(k) plans, IRAs, and other retirement savings options, says Matt Frankel, also of Motley Fool. For Dan Caplinger, clients also need to reduce their expenses and add whatever they can save to their savings if they want an early retirement.  --The Motley Fool

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