Our daily roundup of retirement news your clients may be thinking about.

QLACs mark first year in traditional IRAs

One year after qualified longevity annuity contracts were included as an investment within traditional IRAs and participating employer qualified plans, more people begin to appreciate the product's simplistic design and unique value propositions, according to this article on MarketWatch. QLACs are now offered by less than 10 carriers and included in 401(k) plans. While less than 1% of all annuities sold every year are QLACs, these products are expected to get a bigger share over the next five years. –MarketWatch

3 retirement loopholes that are likely to close

Lawmakers are likely to pass measures designed to address the loopholes in laws and government regulations concerning retirement that enable taxpayers to avoid paying certain taxes, according to this article from Reuters. Congress is poised to tighten rules for back-door Roth IRA conversions and the stretch IRAs. President Barack Obama's proposed budget also seeks to scrap "aggressive" strategies for claiming Social Security benefits. –Time Money

6 ways to increase your retirement rental income

Clients who are building a retirement home may rent it out while they still don't need it to earn additional income that can be added to their retirement savings, according to this article in U.S. News & World Report. Those who are open to the idea need to consider their target renter, location and the property size. Also they have to account for and the rental and property services as well as the furnishings for the home. –Yahoo Finance

Millennials want in on annuities

A survey by the Indexed Annuity Leadership Council found that millennials are more interested than other age groups in investing in annuity products, according to an article on USA Today. The results are not surprising, says David Weliver of personal finance site Money Under 30. "A lot of younger millennials had parents or grandparents who lost a third of their retirement savings at a critical time. That's created a real mistrust of investing in the market." –USA Today

When a client wants to retire, remarry and move

A financial adviser told a widower in his 60s who wanted to retire, remarry and relocate to the West, to move first to a community property state before he got married so that his new spouse could not lay claim to his assets acquired before their marriage, according to this article in The Wall Street Journal. The client also was advised to set his retirement date before tying the knot so that he wouldn't need to get the new wife's consent to designate his children as beneficiaries to his retirement accounts. –The Wall Street Journal

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