Our daily roundup of retirement news your clients may be thinking about.

Why more flexible retirement jobs are on the way
Workers and employers stand to benefit from a phased retirement, a flexible schedule that allows employees to work part-time for a while before going on full retirement, according to Money. However, based on a report from the Aegon Center for Longevity and Retirement, only 25% of American workers aged 55 and older claim that their employer offers such an arrangement, with only 4% of them saying their employer provides a retraining.  --Money


Don't be dogmatic about retirement-portfolio withdrawals
When tapping their retirement portfolios, clients often receive advice to sequence the withdrawals, starting with required minimum distributions from retirement accounts and taxable accounts before spending away tax-sheltered accounts, writes Christine Benz of Morningstar. However, getting dogmatic about withdrawal sequencing is a mistake, Benz argues. "The reason is that your tax picture will change from year to year based on your expenses, your available deductions, your investments' performance, and your RMDs, among other factors."  --Morningstar


3 retirement lifestyle mistakes to avoid
Newly retired clients are advised to resist the temptation of buying expensive properties in the early years of their retirement as these purchases could be a mistake and put a dent on their future finances, according to U.S. News & World Report. Buying vacation homes, recreational vehicles and timeshares can be avoided as there are options that offer the same level of enjoyment and satisfaction to retirees. For instance, renting a vacation home or a luxurious car will allow retirees to evade maintenance, insurance and other costs associated with owning these properties.  --Yahoo Finance

One simple financial move clients can make in a month
Clients need to start building their nest eggs early to avoid a financial shortfall in retirement, according to Forbes. They are advised to make enough contributions to their 401(k) plan to get their employer match and increase their savings rate by 1%. A 35-year-old client who earns $50,000 annually and contributes to a 401(k) plan can expect about $344,000 more in her retirement funds at age 65 if she boosts her deferral by 1%.  --Forbes


Plan as if you'll live as longer than Abe Vigoda
Clients who expect to live through their 90s need to have a solid financial plan to ensure they won't outlive their nest eggs, according to MarketWatch. They need to make wise decisions involving their Social Security and pensions and avoid increasing their allocation to bond investments. They also need to plan for their required minimum distributions to minimize the tax bite and consider investing more money to allow it to grow through compounding.  --MarketWatch


Financial fitness: Saving in the age of Instagram
Clients are likely to have better financial prospects in retirement if they start building their nest eggs early in their careers, according to Nasdaq. Three hypothetical retirement savings scenarios with different saving schedules, growth rates and salary increases are used to show that regular contributions to retirement accounts grew over time as a result of compounding.  --Nasdaq

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