• Posted By Ray
    Friday, July 15 2016 at 12:54 PM
    David, Great article. I was happy to add the CRC to my CLU designation in 2003. We are promoting to our associates. Talk soon, Ray Ohlson
  • Posted By D. Macchia
    Friday, July 15 2016 at 10:54 AM
    Mr. Sterling, there's nothing I've stated in either article which promotes programs or products that may be interpreted as contradictory to advisory guidelines. I think you are either wildly off-base in your analysis, or completely misinterpreting my message. Commoditization is a reality, globally, in all industries. There is no reason at all that financial advisors cannot meet a fiduciary standard of duty while at the same time preventing themselves from being commoditized.
  • Posted By David F. Sterling, Esq., Consultant
    Friday, July 15 2016 at 10:10 AM
    RE: The Commoditization of DOL Rule Compliance As a follow-up to his initial article posted on July 15, 2016, Mr. Macchia continues with his promotion of a commiditized interpretation of allegedly DOL Fiduciary Rule compliant protocols. In my opinion, this is nothing more than an effort to promote financial programs and products which can prove contradictory to the advisory guidelines and investment protocols required under the Rule. -- David F. Sterling, Esq., Consultant