Paul is co-founder of Upstart, the first lender to underwrite consumers based on financial potential rather than financial history. Paul pioneered Upstart�s statistical models to predict income and employment, and now oversees the team�s product and data science efforts. Paul�s background is in quantitative finance � he began to trade algorithmically at the age of 20, and previously worked in risk analysis at the D.E. Shaw Group. He has been recognized as one of Peter Thiel�s 20 under 20 and Silicon Valley Business Journal�s 40 under 40. Paul studied economics and computer science at Yale University.
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