When thinking about the future of the planning profession, it's useful to consider the past of another one: dentistry. A century ago, people went to the barber to have their teeth pulled. Thankfully, in the intervening years, an entire profession supported by academic research has emerged to keep people's teeth healthy.

As it turns out, dental health is intimately connected with overall health. The same concept holds true with personal finances. With only a couple of hundred thousand planners to help the many millions of Americans who need them, there simply isn't enough expertise to go around - at least not for this generation.

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