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5 actions boomers need to take before retirement Maintaining a diversified investment portfolio before retirement is one way for baby boomers to prepare for their golden years, according to Forbes. Preretirees also will need to control their daily finances and make sure they are on track concerning their retirement plans. Including long-term health care in their retirement plan is a must and there is a need for boomers to focus on saving as they get close to retirement since there is no program offering financial aid for cash-strapped retirees. –Forbes

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