WASHINGTON — If only the administration's task in fixing housing finance was as easy as choosing plan A or plan B.

Instead, part of the Treasury Department's challenge is just sifting through all the ideas. The public has seen a broad array of ideas from stakeholders, all with different visions of the world after the Fannie Mae and Freddie Mac conservatorships. Maybe as a result, the administration — already taking heat for delaying a plan — is expected to offer a report merely weighing pros and cons of many ideas, rather than propose a single approach. That has only amplified criticism.

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