As they say: The more things change, the more they stay the same.

Last year, I sat in one packed session after another at the American Bankers Association Wealth Management conference in Phoenix,  while it rained for three days straight. This year I am here in South Miami Beach and while it’s a beautiful 80 degrees outside the concerns that the attendees are talking about as they sit in conference sessions and mingle in hallways are the same one year later: regulatory reform.

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