Rivals may copy Bank of America Corp.'s new strategies, but they're likely to take a while.

This month, executives at the nation's top retail bank have openly discussed their plan to experiment with tiered pricing and specialized branches in certain markets. There is also talk of job cuts in B of A's investment bank. The goal of all these ideas is to offset the $4.3 billion in revenue the company expects to lose as a result of new consumer protection regulations.

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