If the recession has any pluses at all, it’s that people now seem to be more mindful of how uncertain the market—and their future—really is.

While the impact of that mindfulness isn’t huge, financial planners are now reporting that 19% of calls they received in the first quarter were about retirement planning, up from 13% in the fourth quarter, according to a report by Financial Finesse, a trends researcher in Manhattan Beach, Calif.

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