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Can lower earner in couple get Medicare coverage on spouse’s record? Some workers can expect their low-earning spouses to get Medicare coverage on their working records if certain requirements are met, according to this article in Money. Spouses are entitled to Part A hospital coverage if the worker earns at least 40 credits during their working lives (the equivalent of about 10 years of work) or pay as much as $411 monthly in premiums. Workers will need to pay $105 in monthly premiums to have their spouses covered under Part B. Workers should reach the age of 62 while their spouses must be at least 65 years old, and the couples must have been married for over a year to qualify for the premium-free Part A. -- Money

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