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Help clients avoid a retirement full of hindsight Clients are advised to avoid hindsight when developing their retirement plan, writes Robert Laura, a retirement activist with Forbes. This means that they need to revisit their goals and dreams they abandoned and to drop bad habits and actions that adversely affect their retirement plans and dreams of their loved ones, Laura says. "Change comes by starting. It will never be the perfect time, circumstances will never be ideal, and it doesn't have to be complicated. Simply carve out a minute or two each day to reflect on what you need to do and can do… and then try it."--Forbes

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