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How to whip your 401(k) into shape 401(k) participants who want to get their accounts into good shape are advised to start saving as soon as they can, determine the right amount to contribute, and take advantage of their employer match contribution, according to this article on U.S. News & World Report. They are also advised to know their investments within the plan, seek professional advice, and rebalance their investments regularly. 401(k) participants need to take caution about their loans and fees, automate increase in contributions, and roll their 401(k) assets with previous employers into their current plan. --Yahoo Finance

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