Asbanks rely more on fee income, Huntington Bancshares is boasting about its intentional slashing of service charges.

The Columbus, Ohio, company offers customers a 24-hour grace period before charging overdraft fees. Huntington's so-called "Fair Play" strategy, launched five years ago, has been "widely popular" for offering people extra time to address negative account balances, said Steve Steinour, the company's chairman, president and chief executive.

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