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Investors share their biggest retirement fears Many investors are concerned that death or deteriorating health would prevent them from enjoying the golden years to the fullest, according to this article on Morningstar. Many investors also fear that they will feel alienated and irrelevant after they retire, become a burden to their families when they reach old age, or their surviving spouse will go on retirement alone. Others are worried that medical care and health insurance costs, tax changes, and inflation will drain their retirement funds. Some investors would want to set aside their worries and simply enjoy retirement, saying that they could be too conservative in building their nest egg and too frugal in spending away their retirement funds.

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