There's little doubt that the U.S. economy is inching back from the abyss. Employment is better, Europe appears to be finally getting its house in order, auto sales are up and there's even some hope that housing may be near a bottom. And the best leading indicator, the stock market, is pointing toward better times ahead for U.S. business.

Still, there is a good deal of uncertainty on the horizon. And instead of feeling optimistic for the future of the bank investment programs, I find myself wondering if we're actually at the beginning of the end.

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