It's been tough being a financial advisor these past few years with markets moving in a herky-jerky manner, sometimes by more than 3% in a day. That of course caused phones to ring off the hook with clients clamoring, sometimes to get in, sometimes to get out.

Through it all, Fred Greene, an advisor at Woodforest Bank in The Woodlands, Texas, got used to ups and downs. In fact, his ups and downs are even more frequent than the market's.

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