WASHINGTON — Anyone looking for Treasury Secretary Tim Geithner to endorse a specific approach to the future of the housing finance system was surely disappointed by his testimony Tuesday to the House Financial Services Committee, where he repeatedly declined to take a concrete stand.

Yet much could still be gleaned from Geithner's comments, as he specifically criticized one approach and noted disadvantages with others, providing vital clues to how the administration wants to approach the future of the government-sponsored enterprises.

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