WASHINGTON — If you want to know why the American Bankers Association blames the Independent Community Bankers of America for undercutting the industry's lobbying on regulatory reform legislation, you have to start in Nebraska.

In late April, the Senate held a series of votes that would determine whether the bill could move to the floor. The cloture motion was rejected three times, in large part because Sen. Ben Nelson of Nebraska voted against cloture.

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