Our daily roundup of retirement news your clients may be thinking about.

Debt: The big threat to a happy retirement Debt is becoming an increasing concern for retirees and pre-retirees, as elderly people are accumulating more debt than they did in the early 2000s, according to a report. One option to ease debt is consolidation, which allows clients to transfer balances at zero- or low-interest rates. It is also important for clients to trace the source of existing debt to address such concerns, to reduce spending, and to ensure that a proper retirement is in place.  -- USA Today

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