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Some advisors hesitate with Roth IRA conversions Some financial advisors are reluctant to have their wealthy clients make a Roth IRA conversion as the Obama administration is mulling a rule that would make required minimum distribution mandatory in Roth IRAs, according to this article in The Wall Street Journal. As of now, there is a required minimum distribution at age 70-and-a-half in a traditional IRA but not in a Roth IRA. But imposing RMD on Roth IRA would scrap one of the major incentives for making a conversion, says a financial planner. Another financial advisor shares the same opinion, adding that a Roth IRA conversion is a wrong move "especially if you are pushed into a higher tax bracket in the year of conversion."  --The Wall Street Journal

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