Wells Fargo & Co., the largest U.S. home lender, said Anne Doss will head its personal and small- business insurance division starting in January as the bank builds its unit that helps clients buy policies and manage risk.

Doss succeeds Neal Aton, 55, who will remain at the bank’s insurance division to lead key initiatives, according to a statement today from the San Francisco-based company. Doss, 55, has been heading the national practices and special risk group at the insurance operation.

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