When it comes to investing, it pays to keep it simple Clients who intend to invest in the long term are better off making their portfolio simple, transparent and diversified, according to this article on MarketWatch. A simple portfolio has a fixed allocation of stocks, Treasury securities and bonds that is rebalanced on a periodic basis. Being transparent means investors can explain and understand their portfolio's assets and also know the daily prices of these investments. --MarketWatch

Student loans getting in the way of retirement Student loan debt is affecting the ability of many Americans to save for retirement, according to this article on CBS News. Graduates incurred a student loan debt of $35,000 on average, and this means losing almost $700,000 in retirement savings over five decades, according to a study. "Your fate is you're not going to retire until your 75, which is pretty sobering," said NerdWallet's Farnoosh Torabi.  --CBS News

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