Our daily roundup of retirement news your clients may be thinking about.

Why you need both a 401(k) and a Roth IRA While workers are advised to hold a 401(k) plan or a Roth IRA to build their nest eggs, they will be better off if they use both accounts to save for retirement, according to this article on DailyFinance. Workers will be better able to diversify their tax buckets if they hold both Roth and pre-tax accounts, as the benefits of these accounts work to complement each other. Workers who want to hold both accounts may start by taking advantage of their employer's 401(k) match contribution and then strive to max out the contribution to their Roth IRA, which is about $458.  --DailyFinance

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