We’re thankfully off for the next two days so I wanted to send you to your turkey dinners early with some words of thanks to you and for you. Here are a few silver linings and just plain gold realities that we can be thankful for this holiday season.

Jobs: The glass is more than half full when it comes to the job market. While a stubborn 10% of people still don’t have jobs, you have to remember that a vastly greater number do. And while they may be more frugal in their saving and spending habits, they are still going to generate consumer demand. Among those demands may well be a greater need for financial advice.

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