United States Senator Marco Rubio jumped into the Social Security fray (and solidly into early presidential jockeying) recently with a handful of policy recommendations aimed at stabilizing the program’s long-term finances. His immediate motivation is probably political, coming hot on the heels of a private audience with the Republican National Committee in Memphis, and his first trip to New Hampshire.

However, the challenges to the system are well-known. It is widely recognized that, due to the large baby boomer demographic wave rolling into retirement, the Social Security trust fund will be depleted in approximately 20 years. At that point, without any changes, Social Security will only be able to provide 77% of promised retirement benefits. Here is a nutshell version of Rubio’s five key points.

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